Because I’ve lost my independence streak (I got hospitalized, and my dad paid the bills. I got a new job, and its pay days are different from the usual 15&30, therefore, I had to ask for money for transpo and such), I’m trying to make up for it by channeling my non-existent budgeting skills so I can save up for my laptop, which I’ve been hungering for since last year. My mom agreed to split the bill, and she suggested it’d be better if I buy in the States, as gadgets are cheaper there.
So my biggest goal for the year is to save money, not just for the laptop, but also for emergency purposes. Maybe I can even save enough to move out. (Oh, my dreams!)
Anyway, being the paranoid freak that I am, I decided to estimate how much I would be able to save and how much money would be left for me after deducting my expenses. LOL I’m like a mom now, geez. Anyway, here’s a table:
Estimated net pay: Php11,500
Fare per day (I commute to work): Php71 x 22 (usual working days) = P1,562/mo
Smart Bro Internet: Php1,000
Total estimated expenses: Php2,842
Estimated Pay – Expenses = Php8,658
Which leaves me with…
Php5,000/mo for my laptop fund
Php3,658/mo for additional expenses.
Yeah, you might say, 3k?! That’s not enough! Well, I’ll make it enough for me. That means I have to lessen my shopping (which I don’t do, anyway) and most especially, I NEED TO STOP GOING TO RESTAURANTS AND BINGING ON FOOD WITH MOOKIE. Do you feel the torture?
Huh, maybe it’ll do some good with my bulging stomach. (Dream on, Kitty)